No one enjoys getting into an accident nor do we enjoy visiting the hospital and dealing with all the ensuing turmoil. Aside from the physical rehabilitation and potential trauma that an accident may cause, there's no bigger cause for concern than dealing with insurance claims. Not only are compensations marred in a sea of legal ambiguities and inadequate fine prints, you, as the claimant, may not be in the best state of mind to deal with this sudden bombardment of legal procedures. The first step is to slow down, sit down and breathe. The accident happened, there's nothing that will change that. It's not a race. Give yourself a little bit of time to regain your sanity and then let us help you figure this out.
Although it may sound a tad irrational and perhaps macabre, you should spend a few minutes to read our short and simple guide that will give you an overview on how the amount of compensation for a personal injury claim in the UK is calculated. After this, but before anything else you should solicit advice from a specialist. If you live in Wales then www.winwales.co.uk are a good choice.
Contact an expert
Suffice it to say that your first rational step should be to contact legal entities that excel in those types of insurance claims. Like anything in life, it's great to know what they are talking about, but do talk to an expert and let them deal with the bulk of it. You wouldn't want to miss out on tens of thousands of pounds because you didn't spend a little amount on experts.
The rule of thumb is your head
Calculating the amount of the compensation may not be extremely straightforward but you can count on one notion being very simple: the more severe the injury, the higher the compensation.
Your head is worth more than your thumb, your psychological trauma is worth more than your feelings and your ability to move is more important than your opinion.
Is the injury over?
Aside from your current state of mind, another reason to act rationally when comes time to ask for compensation is to actually figure out whether your injury is over. If you broke your arm and you wore a cast until it healed, then that was quite a simple case. However, head trauma, severe back pain and mental afflictions could be injuries that will require you to have a long and perhaps even constant care. The present cost can be easily accounted for, but one must take in consideration the costs that have yet to come.
In the end, simply remember that the more severe the injury and the more crucial the body part that was injured, the higher the compensation that the claimant may pursue.
- Call an expert - they will give you financial figures you can trust
- Assess your injury - how severe is it?
- Grasp what's ahead - peer into the future
With that in mind, we hope that you'll be careful and we hope that you'll never have to deal with the tips we listed above, but a little bit of preparation goes a long way.
Have a safe week!